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Chapitre D'ouvrage Année : 2020

Traditional Banks and Fintech: Survival, Future and Threats

Résumé

The FinTech(s) is an economic sector involving a number of enterprises that use technology to offer more efficient financial services. These startups disrupt the classical financial system namely commercial banks by modifying the payments and debts mechanism. Their technology offers opportunities in terms of enhancing the current financial services and widening the consumers’ choices. In this paper, the author assesses the different conditions and requirements for the survival of the banking sector amidst the emergence of the Fintech startups worldwide and specifically in Lebanon. In this paper, the author explains the emergence and positioning of Fintech firms before developing a research model for this end. The model shall be based on the behavioral and innovation theories in finance, will be tested on site using structured interviews with banking specialists and officials, and will finally quantitatively be analyzed for research purposes.
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Dates et versions

hal-03826300 , version 1 (24-10-2022)

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Nada Mallah Boustani. Traditional Banks and Fintech: Survival, Future and Threats. ICT for an Inclusive World, 35, Springer International Publishing, pp.345-359, 2020, Lecture Notes in Information Systems and Organisation, ⟨10.1007/978-3-030-34269-2_24⟩. ⟨hal-03826300⟩
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